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Showing posts from October, 2021

What is Insurance Law?

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In order to understand insurance law, it is helpful to understand insurance first. Insurance is a contract in which one party (the insured) pays money (called a premium), and the other party promises to compensate the first for certain types of losses (illness, property damage, or death) if they occur. Insurance law falls into three major categories.   The insurance company will hire lawyers to represent the insured if she is sued for something related to her insurance contract. These are known as insurance defense attorneys. For example, an automobile insurance company will hire an attorney to represent an insured driver when sued for causing another driver's injuries.  The insurance law helps insured people determine when an insurance company must pay a claim.  Insurance companies typically hire attorneys to ensure the company complies with all applicable laws and regulations, which can vary by state. There are many types

What is an insurance claim?

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Insurance claims are formal requests for payments under your policy. These claims will help you make improvements, receive health care, or replace personal property. An insurance claim is subject to state, federal, and local laws. After filing a claim, If it is approved, your insurer will send you the agreed-upon amount of money. If rejected, you can either accept the insurance company’s decision or fight it with an insurance lawyer. Types of insurance claims There are several types of insurance claims that you can file through your insurance companies, including home, health, car, disability, liability, and property and casualty insurers. Home Homeowner insurance claims are those filed by residential and commercial property owners when physical damage has occurred. Typically, insurance companies offer policies that cover property owners for fires, flooding, storm damage, and more. Health Health insurance claims are payment requests made to insurance companies for medica

Product Liability Attorney

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Defective or dangerous products cause thousands of injuries every year in the U.S. "Product liability law" is the set of legal rules concerning who is responsible for unsatisfactory also hazardous products. Still, they are different from ordinary injury law. This set of rules sometimes makes it easier for an injured person to recover damages. Product liability refers to a company or seller being held liable for placing a faulty product into the hands of a consumer. Liability for a product defect that causes injury lies with all product sellers in the shipping chain. In general terms, the law requires that a product meet the normal expectations of the consumer. When a product has an unexpected defect or danger, the product cannot be said to meet the consumer's ordinary expectations.   There is no general product liability law . Typically, product liability claims are based on state laws and brought under negligence, strict liability, or warranty violation. In additio

The Significance of Hiring a Construction Litigation Attorney for Your Commercial Real Estate Project

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  Nowhere in the law is this phrase more liable than in the construction industry. Just as the contractor or design professional engages in significant planning before commencing the work, the same care and planning are necessary to build the foundation for the company and its contracts.  An experienced construction lawyer can set the foundation on which the construction company will stand.   Hire a Business Attorney Before You Need One   When starting a construction company, the contractor or design professional needs a lawyer skilled in entity formation, licensing, and insurance law. As a result, the company and individuals have the necessary authority and protection to open a shop. In addition, leasing or buying property from which to conduct business requires an attorney to close the deal on commercially reasonable terms on time.   When commencing a project, a lawyer with well-honed drafting skills is required to clearly define the scope of each party's responsibi

Andover Car Accident Attorney

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Car accidents are a leading cause of severe injuries worldwide, with traffic deaths reaching the highest number in more than a decade. If you or a loved one has suffered severe injuries in a car accident, the Andover car accident lawyers at The Denn Law Group can help. They are dedicated to seeking justice and total compensation for car accident victims. Why Choose Us: The Denn Law Group The Denn Law Group is comprised of experienced trial attorneys who have established a different kind of personal injury law firm. At our firm, you can expect hands-on case management. The significant injury law firms you see advertised on TV typically employ paralegals or case managers to deal with their clients. Unfortunately, these employees rarely see or speak with their car accident attorney or wait days or even weeks for a return call.   Our Andover auto accident lawyers are your point of contact when represented by our team at The Denn Law Group. We ensure you are kept fully informed of th